Crusade To Become A Daddy

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Journey to Baby…

For those of you who have come from the above page to see the details/financial breakdown of the costs involved to acquire my egg donor and surrogate, here you go… (The numbers are quite overwhelming!)

SAMPLE Estimate: Donor & Surrogate

SURROGATE FEES
Notes
Estimate
Paid
Balance
Compensation: Base Fee
Payments of $4,000 per month begin on the 1st day of the month following fetal heartbeat confirmation
$40,000.00

$40,000.00
Additional Surrogate Fees
Notes
Estimate
Paid
Balance
Medication Start Fee

$500.00

$500.00
Embryo Transfer Fee

$500.00

$500.00
Confirmation of pregnancy by beta HCG
Payable when first beta HCG is positive
$500.00

$500.00
Confirmation of pregnancy by ultrasound
Payable at first ultrasound confirming heartbeat
$500.00

$500.00
Maternity Clothing
Due at 12 weeks after embryo transfer
$800.00

$800.00
Surrogate Monthly Allowances
Notes
Estimate
Paid
Balance
Monthly Expenses Allowance ($300 per month x 12)
Begins following month after signing contracts
$3,600.00

$3,600.00
Housekeeping Allowance ($250.00 x 3 months)
Due at beginning of 3rd trimester
$750.00

$750.00
Psychological Support ($100 per month x 12)
Begins following month after signing contracts                   $50.00 Monthly Support Group Attendance                                  $50.00 Monthly Counseling Session with Psychologist

$1,200.00

$1,200.00
Surrogate Out of County Travel Fees (potential)
Notes
Estimate
Paid
Balance
Medical Screening Appointment
Flat fee for expenses incurred due to the medical screening appointment at the IVF Center chosen by  the intended parents. An additional $50 will be added for travel of more than 125  miles round trip
$50.00

$50.00
IVF Appointment Fee                                                                             (Applicable only to employed surrogates)
For every IVF Physician  appointment (including blood draws) attended by Surrogate beginning with the first such cycle appointment and ending upon confirmation of pregnancy                                                                                             i. $40.00 for Surrogates who reside within 125 miles round-trip from the IVF Physician.
ii. $75.00 for Surrogates who reside further than 125 miles round-trip from the IVF Physician.

$0.00
If surrogate has to travel more that 125 miles roundtrip to/from IVF center or flight is required to reach IVF center
Mileage and Parking
Mileage (for any trips over 125 miles): Approximately $AMOUNT per trip x 6-8 trips = $

$0.00
Childcare
For any trips requiring travel for more than 4 hours roundtrip/ To be determined

$0.00
Flights
(FROM:  TO: )                                                                    Fares may be higher or lower depending on travel season    $  Approximate cost per roundtrip ticket                                                               For screening:                                                                  For transfer:

$0.00
Ground Transportation
To/from IVF Center, airport, and hotel

Hotel (IF required by IVF physician post transfer)
$250 Per night                                                                   Screening: N/A                                                                 Transfer: Approximately X 2-3 nights = $750

$0.00
Meal Allowance (IF post transfer hotel stay is required by IVF Physician)
$75 per 24 hour period                                                                      Screening (1 day):                                                                    Transfer (3 days) = $225

$0.00
Companion Flights
(FROM:  TO:  )                                                                    $  Approximate cost per roundtrip ticket for embryo transfer procedure

$0.00
Support Person During Transfer                                                          (IF post transfer hotel stay and companion are required by IVF Physician)
$150 for 48 hour period only

$0.00
Potential Additional Surrogate Fees
Notes
Estimate
Paid
Balance
Dropped Cycle Fee
$500

$0.00
Mock Cycle Fee
$300

$0.00
Any procedure requiring anesthesia
$500: Except when used as part of any procedure listed

D&C (As Applicable)
$500

$0.00
Abortion/Termination
Before 18 weeks: $2,500                                                        After 18 weeks: $5,000

$0.00
Loss of Fallopian Tube (per tube)
$1,000: As a result of the pregnancy as long as procedure is performed within 6 months of termination of the pregnancy or delivery (unless the loss is a result of an ectopic pregnancy

Amnio or CVS (per fetal sac)
$500

$0.00
Fetal Reduction (per fetal sac)
$1,000

$0.00
Ectopic Pregnancy
2,500: If Gestational Carrier undergoes a surgical procedure related to an ectopic pregnancy resulting in the loss of one or more of her fallopian tubes

$0.00
Loss of ovary (per ovary)
$1,000: As a result of the pregnancy as long as the procedure is performed within 6 months of  termination of the pregnancy or delivery

Loss of organ (per organ)
$1,000: If Gestational Carrier suffers the loss of any other organ as a result of the pregnancy as long as the procedure is performed within 6 months of termination of the pregnancy or delivery

Partial (loss of uterus) or hysterectomy                                                                     Complete (loss of uterus & cervix) hysterectomy
$7,500: Must occur within 6 months of termination of the pregnancy or delivery

Cesarean Section (Physician Recommended)
$2,500

$0.00
Cerclage
$1,000

$0.00
Additional Maternity Clothing (if surrogate is carrying multiples)
$200 (Due at 22 weeks after embryo transfer)

$0.00
Multiple Birth  (per additional fetus)
$7,500

$0.00
Additional Housekeeping Services if carrying Multiples ($250 x 3 months)
$750 (Due at beginning of 2nd trimester)

$0.00
Activity; Disability/Bed Rest
$500 Per week (Doctor ordered bedrest)

$0.00
Surrogate Lost Wages (Net wages time missed)
Actual Costs                                                                      (A $2,500 deposit will be requested to cover the normal maternity leave. Additional funds may be required if surrogate is put on bedrest)
$2,500.00

$2,500.00
Spouse/Support Person Lost Wages
i) $50 for screening appointment
ii) $300 for support during and after delivery
iii) An additional $50 will be added for travel of more than 125 miles one way
$350.00

$350.00
Additional Surrogate Benefits/Medical Costs

Estimate
Paid
Balance
Monitoring Fees for ultrasounds and lab work as requested by Primary IVF Center
Approximate Costs per IVF cycle for surrogates not local to IVF center

$0.00
Surrogate Medications
To be paid directly from trust account per IVF cycle
$2,500.00

$2,500.00
Life Insurance ($250,000 Benefit)
Obtained when pregnancy is confirmed
$350.00

$350.00
Nutritional Counseling as requested by intended parents or treating physician
Actual Costs

$0.00
Breast Milk
If IP requests surrogate to pump:                                                             $200 per week (plus related expenses) for each week that Surrogate pumps and ships colostrum/breast milk to Intended Parents.

$0.00
Special Considerations/Requirements/Gift
Actual Costs

$0.00
Surrogate/IP Screening Costs
Notes
Estimate
Paid
Balance
Psychological Screening
Surrogate and spouse
$650.00

$650.00
Background Check (extensive-$500)
Surrogate and spouse
$250.00

$250.00
Intended Parent’s Background Check
Intended Parents: Background check for all intended parents as required by California courts, effective July 2013

$250.00

$250.00
Surrogate Trust Account
Notes
Estimate
Paid
Balance
Excess Funds to be in surrogate trust at all times
$5,000 (Deposited at time surrogate trust is opened)
$5,000.00

$5,000.00

SURROGATE INSURANCE
Notes
Estimate
Paid
Balance
Please note that insurance premiums and deductibles are subject to an annual review and increase intended to reflect the changing cost of health insurance. The policy is NOT meant to cover the cost of IVF, medications involved in IVF, fertility testing in a surrogacy situation, or newborn care. Those costs are out-of-pocket expenses and, therefore, the sole responsibility of the Intended Parent.                                                                                                                                                          THIS POLICY WILL NOT COVER THE NEW BORN
Insurance Verification Fee
As of March 2015, written insurance verification is now required by California State law that surrogacy is covered by the surrogate’s insurance.                                           INCLUDES:
– Review of full Evidence of Coverage
– Call to the insurance company – reference number for the call is provided
– Written professional opinion
– Consult with Intended Parents to explain the written opinion and the next steps that need to be taken

$0.00
~OR~Insurance application fee
INCLUDES:
– Initial Consultation – where we get to know your situation
– Plan Research – we find the best options for your surrogate
– Written Proposal of possible insurance options
– Second Consultation – discussion of plan options and financial/ coverage implications
– One on One help for the surrogate throughout the application process
– Confirmation of coverage is emailed out to all appropriate parties
– Confirmation of first and second month’s premium being applied to account through preferred payment method
– Third Consultation – discussion with any party who wishes to speak with us regarding the chosen plan (not limited to one party)
– Monthly policy check – ensuring policy remains in force and help in resolving potential issues
– Service ends when your agency contract ends
– Insurance Verification fee will be waived
$825.00

$825.00
Insurance Premiums
Actual Costs Vary.                                                    Monthly premiums will vary between $350-$450+ per month for approximately 12-15 months.                                               Please be advised that due to the PPACA (otherwise known as Obamacare), premium fees and deductibles are subject to change after the 1st of each year.                                 Premiums to be paid starting January-March by intended parents and to be continued to be paid 3 months post partum
IF SURROGATE HAS INSURANCE:                                           Actual Costs Vary. This is just an estimate                    Currently, surrogate has  insurance through her employer/through her husband and he pays the premiums. COBRA may need to be purchased if surrogate/husband becomes unemployed
$6,750.00

$6,750.00
Insurance Co-pays/Deductibles/Maximum Out of Pocket
Actual Costs Vary.                                                 Deductible (Out-of-Pocket Maximum): $6,500 per calendar year approximately
$6,500.00

$6,500.00
~OR~                                                                                              Option 2: Kaiser (If surrogate has Kaiser)
Kaiser will cover a surrogate mother for pregnancy and delivery care but with a lien. Contracts will reflect lien provision and intended parents will be responsible for lien payment should it be requested by Kaiser. A deposit of  approximately $20,000 (an additional $3,750 for twins will need to be deposited in trust as recommended by the law office. After we confirm all bills (if any) have been paid, remaining funds will be returned to you. The required deposit of  $20,000 for a singleton / $23,750 for twins is just an estimate, actual lien will be based on the surrogate’s total compensation. Insurance Deductible may apply towards lien

$0.00
A Perfect Match, Inc is not an insurance broker; therefore, any surrogate insurance information provided to Intended Parents is only to help them understand the potential costs associated with insurance for surrogates. Intended Parents are advised to contact an insurance consultant in order to have them assess the actual coverage and costs for their chosen surrogate. Agency is not responsible for the denial or exclusion of coverage by an insurance company and agency is not responsible for the lack of adequate insurance coverage.  In the event surrogate is unable to obtain adequate insurance coverage, we recommend Intended Parents contact New Life Agency or have Intended Parents agree to deposit into their surrogate trust account additional funds anticipated to cover the medical and hospital expenses for their surrogate.

DONOR FEES
Notes
Estimate
Paid
Balance
Donor Fee for Traveling
Due when traveling to medical screening appointment
$300.00

$300.00
Donor Medication Start Fee
Due when donor begins injectable medications
$750.00

$750.00
Donor Compensation
Due on day of retrieval – based on $10,000
$8,950.00

$8,950.00
Donor Screening Fees and Outside Monitoring Fees
Notes
Estimate
Paid
Balance
Psychological Screening
Unless IVF center will accept a previous report
$450.00

$450.00
Monitoring Fees
For ultrasound and lab work as requested by IVF doctor
$2,500.00

$2,500.00
Genetic Counseling Fess
If applicable
$300.00

$300.00
HCG Trigger Injection
To be administered by a nurse
$200.00

$200.00
Donor Travel Fees
Notes
Estimate
Paid
Balance
Local Donor Fee
To cover the cost to travel to/from IVF center including screening if donor is considered local to the center

$0.00
Flights
(Example FROM: San Diego  TO: Atlanta )                                                                   Fares may be higher or lower depending on travel season                                                               $650  Approximate cost per roundtrip ticket                                                               For screening:                                                                  For retrieval:
$1,300.00

$1,300.00
Bag Fees
During flights to/from IVF center $35 x 2
$70.00

$70.00
Hotel
$250 per day 8-10 days as required by IVF center
$2,500.00

$2,500.00
Ground Transportation
To/from IVF center, hotel and airport
$450.00

$450.00
Meals
For donor during retrieval stay; $60 per day x 12
$720.00

$720.00
Companion Flights
For retrieval only                                                                   $650  Approximate cost per roundtrip ticket
$650.00

$650.00
Companion Bag Fees
For flights to/from retrieval
$70.00

$70.00
Companion Meals
$60 per day x 2 days
$120.00

$120.00
Additional Donor Fees
Notes
Estimate
Paid
Balance
Mandatory Catastrophic Donor Insurance
Covers Donor from Injectable med start
$275.00

$275.00
Donor Medications
To be paid directly from trust account
$5,000.00

$5,000.00
Donor Trust Account
Notes
Estimate
Paid
Balance
Excess Funds to be in donor trust at all times
$1,000 (Deposited at time donor trust is opened)
$1,000.00

$1,000.00

AGENCY FEE
Notes
Estimate
Paid
Balance
Installment 1 for Surrogate Coordination
Due when agency retainer is signed
$7,000.00

$7,000.00
Installment 2 for Surrogate Coordination
Due when contract is signed with surrogate
$7,000.00

$7,000.00
Installment 3  for Surrogate Coordination
Due when surrogate has embryo transfer.
$7,000.00

$7,000.00
Installment 4 for Surrogate Coordination
Due when surrogate’s care is transferred to OB.               Will be reduced if embryos were created by APM Donor
$2,000.00

$2,000.00
Support Group Fee:  Cost of Surrogacy meetings, professional counseling fees, meals, gifts, support, speakers
$1,000 – Due when contract is signed with surrogate                 $1,000 – Due when fetal heartbeat is confirmed
$2,000.00

$2,000.00
Donor agency fee
Donor Agency fee                                                        $7,000 (local donor) or $8,000 (traveling donor)                                     -$500 due upon placing donor on hold                                  -Remaining 1st half due when agency retainer is signed.                      -2nd half is due when Egg Donation contract is signed between you and donor
$8,000.00

$8,000.00

ATTORNEY & TRUST ACCOUNT FEES
Notes
Estimate
Paid
Balance
Fee for Trust Account
Donor and Surrogate Trust accounts
$2,000.00

$2,000.00
Drafting for Surrogacy Agreement
Representing Intended Parents Only
$3,000.00

$3,000.00
Review of Surrogacy Agreement with Surrogate
Representing Surrogate Only
$1,500.00

$1,500.00
Drafting for Donor Agreement
Representing Intended Parents Only
$1,200.00

$1,200.00
Review of Donor Agreement with Donor
Representing Donor Only
$500.00

$500.00
Parental Establishments
$3,000: Preparation & filing of court documents & court appearance (representing intended parents only)                                                                         $1,200-$1,500: Approximate court costs and fees (may be higher depending on the county filed in)                                                                                                                 $500:  Surrogate attorney review fees                                                                                                             $500:  International client fee                                                                                                             Paid approximately at 16 weeks gestation
$5,500.00

$5,500.00
Total Estimate

Estimate
Paid to Date
Funds Owed
Total Estimate

#######
$0.00
$146,630.00

Breakdown of tentative costs for all associated costs
Amount

Total Surrogacy Fees
$60,250.00

Surrogate Insurance
$14,075.00

Total Donor Fees
$25,605.00

Total Agency Fees
$33,000.00

Total Legal Fees for Donor and Surrogate
$13,700.00

Total Without IVF Fees
$146,630.00

The following is for informational purposes only as these are fees that will be paid by you directly to providers and are not included in the total payment due to trust for your surrogate cycle.                                                                                                                                                                                 Please let us know if you prefer to have any of these fees paid directly from your trust & we will update your estimate to include these fees in the total amount due to the trust account holder.
IVF FEES
Notes
IVF Physician
$20,000-$30,000+ Approximately for surrogate & donor screening and IVF cycle
PGD/PGS
Varies $5,000-8,000+
You should request a financial breakdown from your IVF doctor
NEWBORN MEDICAL FEES FOR INTERNATIONAL CLIENTS
International Intended Parents need to establish a health insurance/discount plan for their baby(ies). This is separate from the surrogate’s insurance. If you are not able to use your own private insurance plan for the baby(ies) medical care, obtaining insurance for the baby using ACA in the United States is still undefined and you should not depend on just this option for your newborn medical coverage. The following options are available if you are unable to secure a private insurance plan:                                                                                                                **No child will be covered under a surrogate mothers health insurance policy**
Pay out of pocket -Singleton Delivery
On average, the costs for a baby born without complications is between $ 2,000 and $ 4,000 plus $200 – $400 for pediatrician costs ($2,200 – $4,400 total).
Pay our of pocket- Twin Delivery
On average, the costs for a baby born without complications is between $4,400 to $8,800 plus $400-$600+ for pediatrician costs ($5,000 to $9,400+ total). Costs will be higher if the baby is born prematurely.                                                                                        The type of medical assistance the baby will need will also determine the costs. Presently, one day in NICU is between $ 5,000 – $ 10,000, per baby, per day.
Lloyds of London Newborn Plan
Please contact them directly for more information about their plans and costs: www.newlifeagency.com
Art Risk Solutions
Please contact them directly for more information about their plans and costs:www.artrisksolutions.com

The costs detailed above are only estimates & may not include all expenses associated with the gestational surrogacy/egg donor process. Complications (e.g. multiple births, difficulty in egg stimulation/conceiving, high-risk pregnancies, etc.) will add to the costs of the surrogacy process.  In addition, APM makes every effort to keep costs low; however, with the gas & energy cost increases we can’t guarantee that the costs will remain the same as you see in the current estimate.  APM agrees to use its best efforts to book economical flights and lodging which are consistent with the Estimate of Client Fees if you chose a donor and/or surrogate that needs to travel.

SURROGATE FEES Notes Estimate Paid Balance
Compensation: Base Fee Payments of $4,000 per month begin on the 1st day of the month following fetal heartbeat confirmation $40,000.00 $40,000.00
Additional Surrogate Fees Notes Estimate Paid Balance
Medication Start Fee $500.00 $500.00
Embryo Transfer Fee $500.00 $500.00
Confirmation of pregnancy by beta HCG Payable when first beta HCG is positive $500.00 $500.00
Confirmation of pregnancy by ultrasound Payable at first ultrasound confirming heartbeat $500.00 $500.00
Maternity Clothing Due at 12 weeks after embryo transfer $800.00 $800.00
Surrogate Monthly Allowances Notes Estimate Paid Balance
Monthly Expenses Allowance ($300 per month x 12) Begins following month after signing contracts $3,600.00 $3,600.00
Housekeeping Allowance ($250.00 x 3 months) Due at beginning of 3rd trimester $750.00 $750.00
Psychological Support ($100 per month x 12) “Begins following month after signing contracts $50.00 Monthly Support Group Attendance $50.00 Monthly Counseling Session with Psychologist
” $1,200.00 $1,200.00
Surrogate Out of County Travel Fees (potential) Notes Estimate Paid Balance
Medical Screening Appointment Flat fee for expenses incurred due to the medical screening appointment at the IVF Center chosen by the intended parents. An additional $50 will be added for travel of more than 125 miles round trip $50.00 $50.00
IVF Appointment Fee (Applicable only to employed surrogates) “For every IVF Physician appointment (including blood draws) attended by Surrogate beginning with the first such cycle appointment and ending upon confirmation of pregnancy i. $40.00 for Surrogates who reside within 125 miles round-trip from the IVF Physician.
ii. $75.00 for Surrogates who reside further than 125 miles round-trip from the IVF Physician.
” $0.00
If surrogate has to travel more that 125 miles roundtrip to/from IVF center or flight is required to reach IVF center
Mileage and Parking Mileage (for any trips over 125 miles): Approximately $AMOUNT per trip x 6-8 trips = $ $0.00
Childcare For any trips requiring travel for more than 4 hours roundtrip/ To be determined $0.00
Flights (FROM: TO: ) Fares may be higher or lower depending on travel season $ Approximate cost per roundtrip ticket For screening: For transfer: $0.00
Ground Transportation To/from IVF Center, airport, and hotel
Hotel (IF required by IVF physician post transfer) $250 Per night Screening: N/A Transfer: Approximately X 2-3 nights = $750 $0.00
Meal Allowance (IF post transfer hotel stay is required by IVF Physician) $75 per 24 hour period Screening (1 day): Transfer (3 days) = $225 $0.00
Companion Flights (FROM: TO: ) $ Approximate cost per roundtrip ticket for embryo transfer procedure $0.00
Support Person During Transfer (IF post transfer hotel stay and companion are required by IVF Physician) $150 for 48 hour period only $0.00
Potential Additional Surrogate Fees Notes Estimate Paid Balance
Dropped Cycle Fee $500 $0.00
Mock Cycle Fee $300 $0.00
Any procedure requiring anesthesia $500: Except when used as part of any procedure listed
D&C (As Applicable) $500 $0.00
Abortion/Termination Before 18 weeks: $2,500 After 18 weeks: $5,000 $0.00
Loss of Fallopian Tube (per tube) “$1,000: As a result of the pregnancy as long as procedure is performed within 6 months of termination of the pregnancy or delivery (unless the loss is a result of an ectopic pregnancy

Amnio or CVS (per fetal sac) $500 $0.00
Fetal Reduction (per fetal sac) $1,000 $0.00
Ectopic Pregnancy 2,500: If Gestational Carrier undergoes a surgical procedure related to an ectopic pregnancy resulting in the loss of one or more of her fallopian tubes $0.00
Loss of ovary (per ovary) $1,000: As a result of the pregnancy as long as the procedure is performed within 6 months of termination of the pregnancy or delivery
Loss of organ (per organ) “$1,000: If Gestational Carrier suffers the loss of any other organ as a result of the pregnancy as long as the procedure is performed within 6 months of termination of the pregnancy or delivery

Partial (loss of uterus) or hysterectomy Complete (loss of uterus & cervix) hysterectomy $7,500: Must occur within 6 months of termination of the pregnancy or delivery
Cesarean Section (Physician Recommended) $2,500 $0.00
Cerclage $1,000 $0.00
Additional Maternity Clothing (if surrogate is carrying multiples) $200 (Due at 22 weeks after embryo transfer) $0.00
Multiple Birth (per additional fetus) $7,500 $0.00
Additional Housekeeping Services if carrying Multiples ($250 x 3 months) $750 (Due at beginning of 2nd trimester) $0.00
Activity; Disability/Bed Rest $500 Per week (Doctor ordered bedrest) $0.00
Surrogate Lost Wages (Net wages time missed) Actual Costs (A $2,500 deposit will be requested to cover the normal maternity leave. Additional funds may be required if surrogate is put on bedrest) $2,500.00 $2,500.00
Spouse/Support Person Lost Wages “i) $50 for screening appointment
ii) $300 for support during and after delivery
iii) An additional $50 will be added for travel of more than 125 miles one way” $350.00 $350.00
Additional Surrogate Benefits/Medical Costs Estimate Paid Balance
Monitoring Fees for ultrasounds and lab work as requested by Primary IVF Center Approximate Costs per IVF cycle for surrogates not local to IVF center $0.00
Surrogate Medications To be paid directly from trust account per IVF cycle $2,500.00 $2,500.00
Life Insurance ($250,000 Benefit) Obtained when pregnancy is confirmed $350.00 $350.00
Nutritional Counseling as requested by intended parents or treating physician Actual Costs $0.00
Breast Milk If IP requests surrogate to pump: $200 per week (plus related expenses) for each week that Surrogate pumps and ships colostrum/breast milk to Intended Parents. $0.00
Special Considerations/Requirements/Gift Actual Costs $0.00
Surrogate/IP Screening Costs Notes Estimate Paid Balance
Psychological Screening Surrogate and spouse $650.00 $650.00
Background Check (extensive-$500) Surrogate and spouse $250.00 $250.00
Intended Parent’s Background Check “Intended Parents: Background check for all intended parents as required by California courts, effective July 2013
” $250.00 $250.00
Surrogate Trust Account Notes Estimate Paid Balance
Excess Funds to be in surrogate trust at all times $5,000 (Deposited at time surrogate trust is opened) $5,000.00 $5,000.00

SURROGATE INSURANCE Notes Estimate Paid Balance
Please note that insurance premiums and deductibles are subject to an annual review and increase intended to reflect the changing cost of health insurance. The policy is NOT meant to cover the cost of IVF, medications involved in IVF, fertility testing in a surrogacy situation, or newborn care. Those costs are out-of-pocket expenses and, therefore, the sole responsibility of the Intended Parent. THIS POLICY WILL NOT COVER THE NEW BORN
Insurance Verification Fee “As of March 2015, written insurance verification is now required by California State law that surrogacy is covered by the surrogate’s insurance. INCLUDES:
– Review of full Evidence of Coverage
– Call to the insurance company – reference number for the call is provided
– Written professional opinion
– Consult with Intended Parents to explain the written opinion and the next steps that need to be taken” $0.00
~OR~Insurance application fee “INCLUDES:
– Initial Consultation – where we get to know your situation
– Plan Research – we find the best options for your surrogate
– Written Proposal of possible insurance options
– Second Consultation – discussion of plan options and financial/ coverage implications
– One on One help for the surrogate throughout the application process
– Confirmation of coverage is emailed out to all appropriate parties
– Confirmation of first and second month’s premium being applied to account through preferred payment method
– Third Consultation – discussion with any party who wishes to speak with us regarding the chosen plan (not limited to one party)
– Monthly policy check – ensuring policy remains in force and help in resolving potential issues
– Service ends when your agency contract ends
– Insurance Verification fee will be waived” $825.00 $825.00
Insurance Premiums “Actual Costs Vary. Monthly premiums will vary between $350-$450+ per month for approximately 12-15 months. Please be advised that due to the PPACA (otherwise known as Obamacare), premium fees and deductibles are subject to change after the 1st of each year. Premiums to be paid starting January-March by intended parents and to be continued to be paid 3 months post partum
IF SURROGATE HAS INSURANCE: Actual Costs Vary. This is just an estimate Currently, surrogate has insurance through her employer/through her husband and he pays the premiums. COBRA may need to be purchased if surrogate/husband becomes unemployed” $6,750.00 $6,750.00
Insurance Co-pays/Deductibles/Maximum Out of Pocket Actual Costs Vary. Deductible (Out-of-Pocket Maximum): $6,500 per calendar year approximately $6,500.00 $6,500.00
~OR~ Option 2: Kaiser (If surrogate has Kaiser) Kaiser will cover a surrogate mother for pregnancy and delivery care but with a lien. Contracts will reflect lien provision and intended parents will be responsible for lien payment should it be requested by Kaiser. A deposit of approximately $20,000 (an additional $3,750 for twins will need to be deposited in trust as recommended by the law office. After we confirm all bills (if any) have been paid, remaining funds will be returned to you. The required deposit of $20,000 for a singleton / $23,750 for twins is just an estimate, actual lien will be based on the surrogate’s total compensation. Insurance Deductible may apply towards lien $0.00
A Perfect Match, Inc is not an insurance broker; therefore, any surrogate insurance information provided to Intended Parents is only to help them understand the potential costs associated with insurance for surrogates. Intended Parents are advised to contact an insurance consultant in order to have them assess the actual coverage and costs for their chosen surrogate. Agency is not responsible for the denial or exclusion of coverage by an insurance company and agency is not responsible for the lack of adequate insurance coverage. In the event surrogate is unable to obtain adequate insurance coverage, we recommend Intended Parents contact New Life Agency or have Intended Parents agree to deposit into their surrogate trust account additional funds anticipated to cover the medical and hospital expenses for their surrogate.

DONOR FEES Notes Estimate Paid Balance
Donor Fee for Traveling Due when traveling to medical screening appointment $300.00 $300.00
Donor Medication Start Fee Due when donor begins injectable medications $750.00 $750.00
Donor Compensation Due on day of retrieval – based on $10,000 $8,950.00 $8,950.00
Donor Screening Fees and Outside Monitoring Fees Notes Estimate Paid Balance
Psychological Screening Unless IVF center will accept a previous report $450.00 $450.00
Monitoring Fees For ultrasound and lab work as requested by IVF doctor $2,500.00 $2,500.00
Genetic Counseling Fess If applicable $300.00 $300.00
HCG Trigger Injection To be administered by a nurse $200.00 $200.00
Donor Travel Fees Notes Estimate Paid Balance
Local Donor Fee To cover the cost to travel to/from IVF center including screening if donor is considered local to the center $0.00
Flights (Example FROM: San Diego TO: Atlanta ) Fares may be higher or lower depending on travel season $650 Approximate cost per roundtrip ticket For screening: For retrieval: $1,300.00 $1,300.00
Bag Fees During flights to/from IVF center $35 x 2 $70.00 $70.00
Hotel $250 per day 8-10 days as required by IVF center $2,500.00 $2,500.00
Ground Transportation To/from IVF center, hotel and airport $450.00 $450.00
Meals For donor during retrieval stay; $60 per day x 12 $720.00 $720.00
Companion Flights For retrieval only $650 Approximate cost per roundtrip ticket $650.00 $650.00
Companion Bag Fees For flights to/from retrieval $70.00 $70.00
Companion Meals $60 per day x 2 days $120.00 $120.00
Additional Donor Fees Notes Estimate Paid Balance
Mandatory Catastrophic Donor Insurance Covers Donor from Injectable med start $275.00 $275.00
Donor Medications To be paid directly from trust account $5,000.00 $5,000.00
Donor Trust Account Notes Estimate Paid Balance
Excess Funds to be in donor trust at all times $1,000 (Deposited at time donor trust is opened) $1,000.00 $1,000.00

AGENCY FEE Notes Estimate Paid Balance
Installment 1 for Surrogate Coordination Due when agency retainer is signed $7,000.00 $7,000.00
Installment 2 for Surrogate Coordination Due when contract is signed with surrogate $7,000.00 $7,000.00
Installment 3 for Surrogate Coordination Due when surrogate has embryo transfer. $7,000.00 $7,000.00
Installment 4 for Surrogate Coordination Due when surrogate’s care is transferred to OB. Will be reduced if embryos were created by APM Donor $2,000.00 $2,000.00
Support Group Fee: Cost of Surrogacy meetings, professional counseling fees, meals, gifts, support, speakers $1,000 – Due when contract is signed with surrogate $1,000 – Due when fetal heartbeat is confirmed $2,000.00 $2,000.00
Donor agency fee Donor Agency fee $7,000 (local donor) or $8,000 (traveling donor) -$500 due upon placing donor on hold -Remaining 1st half due when agency retainer is signed. -2nd half is due when Egg Donation contract is signed between you and donor $8,000.00 $8,000.00

ATTORNEY & TRUST ACCOUNT FEES Notes Estimate Paid Balance
Fee for Trust Account Donor and Surrogate Trust accounts $2,000.00 $2,000.00
Drafting for Surrogacy Agreement Representing Intended Parents Only $3,000.00 $3,000.00
Review of Surrogacy Agreement with Surrogate Representing Surrogate Only $1,500.00 $1,500.00
Drafting for Donor Agreement Representing Intended Parents Only $1,200.00 $1,200.00
Review of Donor Agreement with Donor Representing Donor Only $500.00 $500.00
Parental Establishments $3,000: Preparation & filing of court documents & court appearance (representing intended parents only) $1,200-$1,500: Approximate court costs and fees (may be higher depending on the county filed in) $500: Surrogate attorney review fees $500: International client fee Paid approximately at 16 weeks gestation $5,500.00 $5,500.00
Total Estimate Estimate Paid to Date Funds Owed
Total Estimate $146,630.00 $0.00 $146,630.00

Breakdown of tentative costs for all associated costs Amount
Total Surrogacy Fees $60,250.00
Surrogate Insurance $14,075.00
Total Donor Fees $25,605.00
Total Agency Fees $33,000.00
Total Legal Fees for Donor and Surrogate $13,700.00
Total Without IVF Fees $146,630.00

The following is for informational purposes only as these are fees that will be paid by you directly to providers and are not included in the total payment due to trust for your surrogate cycle. Please let us know if you prefer to have any of these fees paid directly from your trust & we will update your estimate to include these fees in the total amount due to the trust account holder.
IVF FEES Notes
IVF Physician $20,000-$30,000+ Approximately for surrogate & donor screening and IVF cycle
PGD/PGS Varies $5,000-8,000+
You should request a financial breakdown from your IVF doctor
NEWBORN MEDICAL FEES FOR INTERNATIONAL CLIENTS
International Intended Parents need to establish a health insurance/discount plan for their baby(ies). This is separate from the surrogate’s insurance. If you are not able to use your own private insurance plan for the baby(ies) medical care, obtaining insurance for the baby using ACA in the United States is still undefined and you should not depend on just this option for your newborn medical coverage. The following options are available if you are unable to secure a private insurance plan: **No child will be covered under a surrogate mothers health insurance policy**
Pay out of pocket -Singleton Delivery On average, the costs for a baby born without complications is between $ 2,000 and $ 4,000 plus $200 – $400 for pediatrician costs ($2,200 – $4,400 total).
Pay our of pocket- Twin Delivery On average, the costs for a baby born without complications is between $4,400 to $8,800 plus $400-$600+ for pediatrician costs ($5,000 to $9,400+ total). Costs will be higher if the baby is born prematurely. The type of medical assistance the baby will need will also determine the costs. Presently, one day in NICU is between $ 5,000 – $ 10,000, per baby, per day.
Lloyds of London Newborn Plan Please contact them directly for more information about their plans and costs: www.newlifeagency.com
Art Risk Solutions Please contact them directly for more information about their plans and costs:www.artrisksolutions.com

The costs detailed above are only estimates & may not include all expenses associated with the gestational surrogacy/egg donor process. Complications (e.g. multiple births, difficulty in egg stimulation/conceiving, high-risk pregnancies, etc.) will add to the costs of the surrogacy process. In addition, APM makes every effort to keep costs low; however, with the gas & energy cost increases we can’t guarantee that the costs will remain the same as you see in the current estimate. APM agrees to use its best efforts to book economical flights and lodging which are consistent with the Estimate of Client Fees if you chose a donor and/or surrogate that needs to travel.

I WARNED YA-LOL! 

Lastly, every costly endeavor should obviously have a cushion, just in case something unexpected arises. Based on the above figures, in addition to taxes, (Yeah, although donations are considered ‘gifts’, you’re only able to receive so much before Uncle Sam wants a piece of the pie.) GoFundMe processing fees, and relocation costs, (as I will be moving to the hometown of the surrogate so as to be there for doctor visits/milestones and of course the birth of my child), $30,000 should cover all this.

And now you know why the amount is so high. But again, as I said on the initial page, PLEASE don’t let the high number on this campaign scare you away. EVERY contribution, big, medium or small, is a step toward success! And a step might turn into a JUMP if you also share this crusade with others. TOGETHER we can do this!